Privacy policy

Types of personal information we collect

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The kinds of personal information we may collect from you will depend on what type of interaction you have with us. Personal information we may collect from you includes, among other things:
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• Identity particulars – such as your name, address, date of birth, occupation, telephone numbers, and e-mail address;
• Personal information we collect from you when assessing, processing, and managing an application by you for commercial credit;
• Personal information you provide to us when you participate in a promotion, competition, promotional activity, survey, market research, or subscribe to our mailing list;
• Your bank, credit, or debit account details when you make a purchase;
• Your records of communication with us;
• If you visit our website, your website usage information such as your IP address.

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The purpose for collecting your personal information

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We will generally only collect and use your personal information for the primary purposes of:

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• Effectively providing you with our goods and services;
• Where applicable, assessing and processing an application for commercial credit, and for administrative purposes in relation to the ongoing management of your commercial credit arrangement;

• Communicating with you;
• Responding to your inquiries or complaints;
• Meeting our legal and regulatory obligations;
• Conducting, improving, and developing a relationship with you;
• Direct marketing (such as providing you with information about our products and promotional notices and offers); and
• Improving our websites.

How we may use and disclose your personal information

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We may use your personal information for:

• The primary purposes for which it was collected, such as those described above;
• Administering and responding to your inquiry or feedback about our products and/or services;
• Conducting, and allowing you to participate in, a promotion, competition, promotional activity, survey, market research, or customer behavioural activity;
• Promoting and marketing our current and future products and services to you, informing you of upcoming events and special promotions and offers, and analyzing our products and services to improve and develop new products and services (but giving you the opportunity to opt out of such direct marketing);
• Improving the operation of our websites.

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We may disclose personal information we collect from you:

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• To our related companies, suppliers, consultants, contractors, or agents for the primary purposes for which it was collected;
• For direct marketing, but giving you the opportunity to opt out of such marketing;
• Where the law requires or authorizes us to do so;
• To others that you have been informed of at the time any personal information is collected from you;
• With your consent (express or implied), to others.

We do not disclose your personal information for any secondary purposes unless your consent has been given or as required by law, and we will not sell or license any personal information that we collect from you.

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How your personal information is stored and secured

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We take reasonable steps to protect your personal information from loss, misuse, or unauthorized access by restricting access to the information in electronic format and by appropriate physical and communications security.

We only keep your personal information for as long as it is required for the purpose for which it was collected or as otherwise required by law. We will take appropriate measures to destroy or permanently de-identify your personal information if we no longer need to retain it.

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Using our Website and Cookies

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As with most websites, when you visit our website, we may record anonymous information such as IP address, time, date, referring URL, pages accessed, documents downloaded, and type of browser and operating system.

We also use “cookies.” You may adjust your internet browser to disable cookies. If cookies are disabled, you may still use our website, but some features may be limited.

Our website may contain links to or from other websites. We are not responsible for the privacy practices of other websites. This privacy policy applies only to the information we collect on our website.

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Marketing and Opting-Out

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We may use your personal information for:

• Informing you of upcoming events and special promotions and offers;
• Analyzing our products and services to improve and develop new products and services.
• Promoting and marketing our current and future products and services;

You may “opt out” from receiving marketing communications by clicking on an unsubscribe link at the end of an email or by contacting us with this request.

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Who should you contact for further information?

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If you have any questions about this Privacy Policy or your personal information, please contact us:

Passion Fruitz

Gemima Mulume – CEO
Email: Gemima@passionfruitz.com
Phone: 343-297-0447
Ottawa, Canada